National Portal Of Credit-Linked Government Schemes
SARKARI YOJANA-jansamarth-lone-SCHEMES:2023-24<
the introduction of the PMEGP yojana in an introductory format:
The Prime Minister's Employment Generation Programme (PMEGP) is a government-backed credit-linked subsidy scheme that aims to generate employment opportunities in rural and urban areas of India. The scheme is implemented by the Khadi and Village Industries Commission (KVIC).
Under the PMEGP scheme, eligible entrepreneurs can avail a loan of up to Rs. 25 lakh for setting up a new micro-enterprise in the manufacturing sector or Rs. 10 lakh for setting up a new micro-enterprise in the service/business sector. The government provides a subsidy of 25% of the project cost, which is payable in installments over a period of 5 years. The remaining 75% of the project cost is provided by the bank as a loan. The loan is repayable over a period of 7 years, with a moratorium of 1 year.
The PMEGP scheme is open to all Indian citizens who are at least 18 years of age and have passed at least the 8th standard. The project must be located in India and must be new and viable. The project must also create at least 10 jobs.
The PMEGP scheme is a great way for aspiring entrepreneurs to start their own businesses and create employment opportunities. The scheme provides financial assistance, training, and other support to help entrepreneurs succeed.
Here are some of the key benefits of the PMEGP scheme:
- Financial assistance of up to Rs. 25 lakh for manufacturing projects and Rs. 10 lakh for service/business projects
- Government subsidy of 25% of the project cost
- Loan repayable over a period of 7 years, with a moratorium of 1 year
- Training and support to help entrepreneurs succeed
If you are an aspiring entrepreneur, the PMEGP scheme is a great way to start your own business and create employment opportunities. For more information, you can visit the KVIC website or contact your nearest bank.
The steps on how to apply for PMEGP loan through the JanSamarth portal:
- Go to the JanSamarth website: https://www.jansamarth.in/
- Click on the "Loan" tab.
- Select the "PMEGP" loan from the list of schemes.
- Click on the "Apply Online" button.
- You will be redirected to the PMEGP loan application form.
- Fill out the application form carefully.
- Upload the required documents.
- Click on the "Submit" button.
Your application will be processed by the bank. If your application is approved, you will be contacted by the bank for further processing.
Here are the documents that you need to upload for your PMEGP loan application:
- Identity proof (such as passport, PAN card, Aadhaar card)
- Address proof (such as voter ID card, driving license, or electricity bill)
- Educational qualification proof
- Business plan
- NOC from the landlord (if the unit is being set up in a rented premises)
- Bank statement for the last 6 months
The complete process of applying for a PMEGP loan through the JanSamarth portal may take 1-2 weeks.
Here are some of the benefits of applying for a PMEGP loan through the JanSamarth portal:
- You can apply for the loan online from anywhere in India.
- You can track the status of your application online.
- You can get digital approval from the lenders.
- You can get the loan amount directly credited to your bank account.
the steps on how to apply for PMEGP loan through JanSamarth portal in detail:
- Go to the JanSamarth website: https://www.jansamarth.in/
- Click on the "Login" button in the top right corner of the page.
- If you do not have an account, click on the "Register" button and create an account.
- Once you are logged in, click on the "Loan" tab.
- Select the "PMEGP" loan from the list of schemes.
- Click on the "Apply Online" button.
- You will be redirected to the PMEGP loan application form.
The application form will ask you for the following information:
- Your personal details (such as name, address, contact number, etc.)
- Your educational qualification
- Your business plan
- The amount of loan you are applying for
- The purpose of the loan
- The collateral you are offering
You will also need to upload the following documents:
- Identity proof (such as passport, PAN card, Aadhaar card)
- Address proof (such as voter ID card, driving license, or electricity bill)
- Educational qualification proof
- Business plan
- NOC from the landlord (if the unit is being set up in a rented premises)
- Bank statement for the last 6 months
Once you have filled out the application form and uploaded the required documents, click on the "Submit" button.
Your application will be processed by the bank. If your application is approved, you will be contacted by the bank for further processing.
The complete process of applying for a PMEGP loan through JanSamarth portal may take 1-2 weeks.
Here are some of the things to keep in mind when applying for a PMEGP loan through the JanSamarth portal:
- Make sure that you fill out the application form carefully and accurately.
- Make sure that you upload all the required documents.
- Be patient as the processing of your application may take some time.
| Name Of Department. | National Portal Of Credit-Linked Government Schemes |
|---|---|
| Portal: | jansamarth |
| APPLY OFFICIAL LINK:👉 | Check Link |
PMEGP loan eligibility criteria are as follows:
- The applicant must be a citizen of India.
- The applicant must be at least 18 years of age.
- The applicant must have passed at least the 8th standard for a manufacturing sector project costing above Rs. 10 lakh.
- The applicant must have passed at least the 8th standard for a business/ service sector project costing above Rs. 5 lakh.
- The applicant must not be a defaulter in any other government or banking loan.
- The project must be located in India.
- The project must be new and viable.
- The project must create at least 10 jobs.
For self-help groups (SHGs), the following additional criteria apply:
- The SHG must be registered under the Societies Registration Act, 1860.
- The SHG must have a minimum of 10 members.
- The SHG must have been in operation for at least 1 year.
- The SHG must have a good track record of financial discipline.
For institutions, the following additional criteria apply:
- The institution must be registered under the Companies Act, 2013 or any other relevant act.
- The institution must have a minimum of 10 employees.
- The institution must have been in operation for at least 1 year.
- The institution must have a good track record of financial discipline.
The loan amount under the PMEGP scheme is capped at Rs. 25 lakh for the manufacturing sector and Rs. 10 lakh for the service/business sector. The government provides a subsidy of 25% of the project cost, which is payable in installments over a period of 5 years. The remaining 75% of the project cost is provided by the bank as a loan. The loan is repayable over a period of 7 years, with a moratorium of 1 year.
The PMEGP loan eligibility criteria in a heading format:
PMEGP Loan Eligibility Criteria
- Citizen of India
- At least 18 years of age
- Passed at least 8th standard for manufacturing projects above Rs. 10 lakh
- Passed at least 8th standard for business/service projects above Rs. 5 lakh
- Not a defaulter in any government or banking loan
- Project located in India
- New and viable project
- Creates at least 10 jobs
Additional Eligibility Criteria for Self-Help Groups (SHGs)
- Registered under the Societies Registration Act, 1860
- Minimum of 10 members
- Been in operation for at least 1 year
- Good track record of financial discipline
Additional Eligibility Criteria for Institutions:
- Registered under the Companies Act, 2013 or any other relevant act
- Minimum of 10 employees
- Been in operation for at least 1 year
- Good track record of financial discipline
Loan Amount and Subsidy:
- The loan amount is capped at Rs. 25 lakh for manufacturing sector
- Loan amount capped at Rs. 10 lakh for service/business sector
- Government provides a subsidy of 25% of the project cost
- Loan repayable over a period of 7 years, with a moratorium of 1 year
https://www.jobnetworkin.in/2023/08/ayushman-bharat-card-2023-apply.htmlhttps://www.jobnetworkin.in/2023/08/udyam-registration-certificateudyam.htmlhttps://www.jobnetworkin.in/2023/08/udyam-registration-certificateudyam.htmlhttps://www.jobnetworkin.in/2023/08/pm-kisan-saman-nidhi-yojana-new.html
What is Jan Samarth loan
How to check Jan Samarth loan status
What is the maximum loan amount in JanSamarth
What is the 10 lakh loan from Government
Who are eligible for Samarth scheme
What are the benefits of Samarth scheme
What is the use of Vidyalakshmi loan
Who is the owner of Jan Samarth portal
What are the benefits of Avanse education loan
What is Dhoni loan
Can MUDRA loan be applied online
What documents are required for JanSamarth SBI loan
What is the limit of MUDRA loan
What is the maximum loan amount in JanSamarth
How to check Jan Samarth loan status
What documents are required for JanSamarth SBI loan
What is Jan Samarth loan
How can I check my SBI education loan details online
sbi jan samarth portal registration
jan samarth portal sbi login
jansamarth loan apply
jansamarth
jansamarth application rejected
jan samarth customer care number
sbi education loan apply online
education loan by government

Post a Comment
0 Comments